Well, bang goes our last Bank Holiday in the UK until Christmas! It’s all uphill from here.
I’m an Autumn Girl though, so my favourite season is almost upon us. I’m excited… I love the crunching of the leaves, the crisp air first thing in the morning, the fashion… Oh, the fashion is phenomenal… The colours, the chunky sweaters and chunky over the knee socks and boots and skinny jeans and fedoras and scarves… I’m in my element!
But anyway, I’m digressing.
*Sidenote – can you see how different the leathers are on my Traveler’s Notebooks? Both made by Midori, my Passport was my first purchase in from Amazon 2015, and from day 1 the leather felt smooth and almost shiny. It’s almost impossible to scratch. Whereas my Regular is made by Midori re-branded as Traveler’s Notebook purchased from The Journal Shop in May 2016 and right from the beginning it was dull, susceptible to dinks and scratches and felt slightly rougher and less pliable than my Passport. I thought it was an aging thing but now I’ve used my Regular daily for the last 3 months and the oils of my hands not even providing any kind of patina to the leather yet, I think I prefer the Regular though – I love the imperfections. Does anyone else have 2 (or more!) notebooks by Midori that have completely different looks and feels that were completely different from day 1? I know it’s leather and it will always vary etc, but these two are completely different colours and textures etc.
Anyway, no sooner as I’d wondered whether I would be able to utilise my Traveler’s Notebook as a purse, I wondered whether it ought to be in my Passport size so that I could bring that into play once again.
So last night, after doing some digging around, I came across a great series of videos on YouTube I absolutely loved…
I was entranced. Amazed. I watched the video’s a couple of times, making sense of them and wondering how I could manipulate the system to suit my needs. I want £1000 in my Emergency Fund. I want to pay off that pesky little Credit Card and my car. I want to save 3-6 months expenses. I want to invest 15% of household bills into a Pension. I want to pay off my home early. I knew I needed this system in my life and to use it with my Traveler’s Notebook. I’d seen photographs of tabbed envelopes on Pinterest and I’d been intrigued for some time, however I’d never really looked into it as I used my debit card way too much.
Any that’s the problem… when I’m throwing my card around, I tend to not track it as well as I should, and before I know it, my funds are cleared out! The lady in the video mentioned she is a tactile person and I think that I am, too. Cash is more valuable to me than a card.
I’ve recently changed jobs and have switched from weekly back to monthly pay (thank goodness!) but although I’m feeling relieved I’m back on monthly pay, I was on weekly pay for 2 1/2 years so there is a little adjustment still going on at the moment… to be expected! However, I love the idea of being able to work on the Dave Ramsey System.
So before I start poking around… Does anyone have any advice on using the Cash Envelope System, and rather, how you set your Traveler’s Notebook up accordingly?